Workers' compensation benefits exist so that employees injured on the job have access to medical care and other benefits. Employers are required to have workers' compensation coverage so that their employees will have this available to them. An employee does not have to prove their employer was at fault for their workplace injuries before the employee is eligible to receive workers' compensation benefits.
Workers' compensation insurance is a type of insurance that employers are obligated to purchase for their employees if they injured in the course of their employment. This means if a worker is injured in a slip and fall accident or something falls on them while they are performing a task related to their work duties, they would be covered by workers' compensation. This can become confusing for some Wisconsin residents who might be under the assumption that they can pursue a personal injury lawsuit against their employer. It is important to understand what legal heading one can recover under to ensure they are exercising the legal rights they possess.
Wisconsin residents work hard to make a living, which often means they spend more than half their day at their office. This makes their office their second, if not first, home. The only difference is where an employee can keep their home safe from all known dangers, they usually don't have the type of knowledge and authority required to do the same for their office. This means the obligation to provide a safe working environment falls on the employer's shoulders and when they fail to do so, employees get injured in the very space they spend most of their time in.