Your employer may have short term disability or long term disability as part of your fringe benefit package. Short term disability means that if you are unable to work because of a medical condition, you are entitled to a percentage of your income. Long term disability kicks in when short term disability ends. According to Policy Genius, short term disability might only last 60 days. After short term disability ends, long term disability kicks in and you would be entitled to pay while you were off.
If you are receiving worker’s compensation checks or temporary total disability, short term and long term disability will receive a credit for the worker’s compensation case. So what that means in practice is that if you are receiving your work comp checks, you probably will not receive anything from short term or long term disability. But some attorneys recommend to always apply for those benefits if you have them.
There are times in a worker’s compensation case where your worker’s compensation TTD checks may be cut off. If they are cut off, short term or long term disability checks can kick in. This could mean the difference between you being able to stay off from work and recover or having to go back to work too early simply because you are not being paid. Some employers have short term and long term disability. You should check with your human resources department and fill out whatever paperwork is necessary, even though you may not receive any money from short term or long term disability while you are receiving your worker’s compensation checks.